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The Importance of Regularly Reviewing Your Finances

Don't let your paperwork gather dust ...


Posted by Sam Bradford on 15/02/2024 @ 8:00AM

As a financial planner, I have seen firsthand the impact of neglecting to regularly review and assess one's finances. Many people tend to put their pension statements and other financial documents in a drawer and forget about them ...

Don't let your pension statements gather dust in a drawer! Take charge by consistently reviewing your finances!

Don't let your pension statements gather dust in a drawer! Take charge by consistently reviewing your finances!

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First and foremost, regularly reviewing your finances allows you to stay on top of your financial goals and progress. It's easy to set financial goals and forget about them, but without regular review and assessment, you may not be making the necessary progress towards achieving them.

By consistently reviewing your finances, you can track your spending, savings, and investments, and make necessary adjustments to ensure you are on track to reach your goals!

Reviewing your finances regularly can also help you identify any unnecessary expenses or subscriptions that you may be paying for, but not using. It's easy to accumulate various subscriptions and services, such as streaming platforms, gym memberships, or magazine subscriptions. However, these expenses can add up and significantly impact your monthly budget.

In addition to tracking your progress and identifying unnecessary expenses, regularly reviewing your finances also allows you to assess your savings and investments. It's essential to regularly check in on your savings and investments to ensure they are still aligned with your financial goals and risk tolerance.

You may also discover new investment opportunities that can help diversify your portfolio and potentially increase your returns. By consistently reviewing and reassessing your savings and investments, you can ensure that your money is working for you in the best way possible.

"Life is unpredictable, and financial emergencies
can arise at any time!"

By regularly reviewing your finances, you can identify any potential gaps in your savings or insurance coverage and make necessary adjustments to ensure you are financially prepared for any unforeseen circumstances. This can provide peace of mind and protect you and your loved ones from potential financial hardships.

Another essential aspect is the opportunity to meet with your financial planner. They can provide valuable insights and advice on your financial health and help you make informed decisions about your money.

By regularly meeting with them, you can stay updated on the latest financial trends and strategies and ensure that your financial goals and plans are still relevant and achievable. Your financial planner can also help you identify any potential risks or opportunities and guide you in making the best decisions for your financial future.

"Regularly reviewing your finances is crucial for achieving long-term financial stability and security!"

It allows you to track your progress, identify unnecessary expenses, reassess your savings and investments, prepare for unexpected challenges, and seek guidance from a financial professional. Don't let your pension statements gather dust in a drawer, take charge of your financial health and future by consistently reviewing and optimising your finances.

Make a habit of reviewing your finances regularly and watch your financial health thrive.

Until next time ...



Would you like to know more?

If anything I've written in this blog post resonates with you and you'd like to discover more about your financial health by reviewing your finances, it may be a great idea to give me a call on 07887 832222 and let's see how I can help.

For regulated financial advice, please visit or for private financial planning with me personally, visit

As always, remember that this blog post is for informational purposes only and should not replace professional financial advice.

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About Sam Bradford ...


I have been advising private individuals and businesses as a Financial Planner for over 20 years. I am a Chartered Financial Planner and Fellow of the Personal Finance Society and a Certified Money Coach.

As a Chartered Financial Planner, I hold the highest level of qualification available in the Financial planning profession as well as gaining a masters in Finance in 2021. I set up my own financial planning practice in 2020 to follow my passion of bringing straight forward, honest and easy to understand financial advice to those who need it.

I live in a 400 year old cottage with my husband, 2 dogs (Maia and Greg), 6 chickens and 3 beehives!

I love being outside and in nature and feel right at home digging in the veggie patch or going on road trips to the amazing UK countryside in our trusty camper van! I love being part of our local community and have volunteered as a scout leader for over 15 years as well as being the current President of the Rotary Club of Milton Keynes.

For fun, I also love all things creative from playing my accordion and guitar to painting and knitting! My most recent hobby has been to learn how to ring church bells at our local church (but this is still very much a work in progress!)


07887 832222